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Posts Tagged ‘holiday’

If you are anything like me, your getting on a bit and you probably think you’ve seen the last of your summer music festivals with sweltering and uncomfortable tents as your only place to sleep. However, if you’re still into your music (I particularly like early 70’s bands like Soft Machine and Caravan) then you could always bring your motorhome (or someone else’s) along to a music festival and enjoy the music and the atmosphere without the rough sleep under canvas. You can listen to Caravan in your caravan!

Many people have found that the motorhome route is the one to take if you want the best of both worlds. You get all the atmosphere of the festival with the added bonus of a shower and a cup of tea in the mornings, there’s no queue for the loo and the bed is guaranteed to be dry and warm, or at least it will be as long as you don’t leave the sunroof open in a downpour!

Many owners of motorhomes rent out their motorhomes for events like this because they know that lots of people enjoy music festivals but don’t look forward to the camping, however what a lot of them don’t realise is that doing this, while perfectly legal, is usually not covered under a standard motorhome insurance policy.

One of my more distinct memories from last year’s Glastonbury festival was that of a couple happily leaving their motorhome after having had breakfast under the awning, only to return that night to find that one of Glastonbury’s famous monsoons had put so much weight on the awning that all the poles were bent and broken causing the awning to be ruined. This must’ve been around 1000’s worth of damage which would have been completely uninsured if they had hired the motorhome without letting the insurance company know.

If you are thinking of letting your motorhome go to Glastonbury or any similar music festival this year, is well worth thinking about insurance.

Best start by letting your friends have it first if you’re not going yourself, especially if you have standard insurance cover. Your local insurance broker can advise you about cover if need be but adding friends or family to an existing insurance policy is definitely the best way to go. This way you can watch the festival from the true comfort of your front room safe in the knowledge that the motorhome that is your pride and joy is being properly looked after and if not, at least you know you have the right insurance. Now where is that old Caravan t-shirt?

If you are looking for motorhome insurance then you should visit Coversure, they are among the leading providers of vehicle insurance providing everything from straight up car insurance to caravan insurance Get a totally unique version of this article from our article submission service

Chester Cooke was excited by the prospect of buying a caravan on the banks of the River Avon, not far from Stratford, on a professionally run, well maintained and gorgeous site with lots of amenities. Being a diligent kind of chap, he looked into all of the potential issues, after all you can’t be too careful with the thick end of twenty grand plus annual service charges, which didn’t include insurance for some reason.

Chester then called his broker and explained to him that he was looking for some caravan insurance. His broker then told him that he would be more than happy to find him a quote, and so Chester gave him the details of the caravan such as the size, type and value, as well was where it would be situated.

It was only a few minutes before the broker called him back and said that he unfortunately could not find him any caravan insurance. The reason was that although the caravan site itself was fine, it was the particular spot that Chester wanted that was the problem. It was next to the river Avon, right at the water’s edge, and last year it had flooded which caused lots of insurance claims, meaning that now, insurers are unwilling to offer any insurance to caravans places right on the water’s edge. If he was going to buy the caravan, it was going to be entirely at his own risk.

This news meant that Chester could not have his caravan exactly where he wanted because it was quite likely that the Avon would flood again at some point in time and he could not afford to have a caravan there without it being insured. He asked his broker about other “normal criteria” for caravan insurance so that might continue pursuing his plans to buy a caravan.

Ideally the site should be a registered CaSSOA site. There are insurance discounts for these because they have minimum standards of security. If the caravan is to be sited more informally, on a farm for instance, the caravans on the farm should be in their own compound with a defined perimeter. Some insurers insist that there are a minimum number of caravans on the site, safety in numbers as it were. Finally Chester should look for a site with good security, a mature hawthorn hedge or palisade fencing marking the boundaries.

Chester hadn’t really though that the insurance would play such an important part in the buying of his caravan. He was just appreciative of his knowledgeable broker who could steer him in the right direction, after all, he just wanted to enjoy his caravan and the insurance was just to take to worry out of owning one.

Caravan insurance is one of the biggest factors to take into consideration when considering purchasing a caravan. Coversure are a leading provider of caravan insurance and can offer you advice, or a quote to get your caravan insured Get a totally unique version of this article from our article submission service

“The Andy Griffith Show” was a 1960’s television show featured Andy, a sheriff in the small town of “Mayberry”. The show revolved around Andy, his friends and family, and the great fun times that they all had together. While “Mayberry” is a totally fictional town, did you know that there is a place that reminds us of it? This place hastens back to a time when life was much simpler, people were kinder to each other, and everyone seemed to know your name. The place? Ocracoke, North Carolina…located in the Outer Banks. It’s not only a great place for your family beach vacations, it’s a place that will move you in ways you won’t even realize. Read on to find out more…

North Carolina is a very modern state, so why is Ocracoke able to maintain this ode to “Days Gone By”? One reason could be that Ocracoke is a bit harder to get to. There is no direct road, no tunnel, no bridge… To get to Ocracoke you need to have either a private boat, or a private plane, or go via one of the public ferries that visit the island on a daily basis.

Even if you hate shopping on the mainland, we think you will like it in Ocracoke. The shops are all small and quaint, and just browsing in them will bring back thoughts of “Mayberry”. If you need to buy groceries there are only two main variety stores. They do have a post office to mail letters and postcards back to the mainland. One shop is dedicated to “just kites”, a wonderful way to pass time on the island. The tree-lined roadway that covers the shops in the main shopping area is another feature that we just love.

The historic lighthouse of Ocracoke was built in 1832 by Noah Porter (a builder from the state of Massachusetts). It has the distinction of being the oldest continuously operating lighthouse in North Carolina, and the second oldest in the U.S. It towers 75 feet (23 m) tall, and it’s diameter ranges from 25 feet (8 m) at the base, to 12 feet (3.7 m) at the top. The light from it’s tower can be seen 14 miles way out to sea. During the summer months a U.S. National Park Ranger is on duty at the lighthouse. While he/she is on duty, visitors may enter the base of the lighthouse…but nobody is permitted to climb it.

In conclusion, Ocracoke is a great place for your family beach vacations. It has a “feel” about it that is very hard to explain or describe. All we can say is that you will just have to go there and experience it for yourself. Beware though…you may leave your heart behind…

If you are interested in Creative Family Beach Vacations, you should definitely check out the article on Ocracoke at www.Creative-Family-Beach-Vacations.com

When looking for a customised insurance policy you must look at the genuineness of the insurance company itself. You must look for its core integrity and brand values along with its cost effectiveness.

To safeguard your caravan against any future problems it is important to invest in cost effective caravan insurance. When looking for insurance online it is important to pick a policy that will fit your budget therefore being cost effective for you.

Usually insurance companies that offer huge discounts on premiums take into account factors like age, experience, any claims if processed earlier and also check if you have any electronic security for your caravan. To avail a cost effective caravan insurance policy, the best thing to do is to become a member of caravan club as these clubs sometimes offer caravan insurance at discounted and cheap rates to its members.

Another type of insurance that may prove to be beneficial for you if your caravans are used only for few months in a year is the limited mileage insurance policy which covers for only limited number of miles that you have covered in your caravan during a specific time period. Similarly cost effective caravan insurance covers many aspects of accidents such as:-

Damages to windscreens, windows and windshield due to bad weather, accidents or theft

Theft or accidents, belongings becoming lost during the journey,

Damage because of fire

Death of the driver from an accident and damage to your static caravan.

Even if your static caravan incurs damage you can get claim for the same.

Last but not the least there are many different types of cost effective caravan insurance policies that one can choose from namely caravan insurer tourer policy, static caravan insurance, trailer tent caravan insurance and motor home caravan insurance policy. Depending on the nature and type of caravan that you own, a cost effective caravan insurance policy is offered by insurance companies.

For more information on coversure insurance, click on coversure insurance

When you believe December, think Christmas. Xmas season is the time for party, exchanging Xmas wishes and gifts, and attending Christmas parties. This is one holiday that folks of all age groups anticipate annually. The essence of Xmas creates a utopian world where folk love to enjoy and make merry. With Christmas just round the corner, and you have the Christmas shopping to finish. Extra cash would come in handy to buy Xmas gifts for relatives and pals. If your savings have been depleted or if you are not utilizing it, you can approach the banks or the financial establishments for a Christmas loan. Banks have facilities to grant celebration loans.

If you feel you must find credit to be ready to survive the vacation period then it’s a smart move to find the best credit option available to you. The 1st place you will look is the high street banks. Some banks offer no interest rate on their credit cards for the 1st six months or more. This is going to be helpful to borrow some cash that can afford to repay in a few months without having to pay any credit. A handy place to look online to see if you can get a good credit card deal is Barclaycard visa cards.

Lots of the Yuletide loan schemes have flexible repayment periods. Some financial institutions give a year or longer for the loan repayment. The Christmas loan is customarily taken to meet costs during Christmas time and not for financing investments such as buying a house. There are some banks and money establishments that also offer big loan amounts depending on the applicant’s earnings and credit score. In a nutshell, obtaining an unsecured personal celebration loan is so easy compared to a regular personal unsecured loan. Is it feasible to manage the Xmas expenses without a Yuletide loan? Would I be able to pay back the loan on time? These are a selection of the questions you must find answers about before applying for a Xmas loan. Here are some home truths you must know about Yuletide / celebration loans.

Doing the analysis before you borrow can help to make sure that you aren’t in debt all year round : if you do have to borrow then make sure that you find out the least expensive borrowing method that money – this may help to make sure that when you are able to afford to pay down your debt that you are paying off the debt, and not only the interest charged due to the debt.

The most effective way though, to make sure that you are debt free all year round is to not get into the debt. This isn’t an easy option, but if you plan your finances so you don’t have to slide into debt for Christmas, then this may give you a better chance of not being forced to borrow money next Xmas. Debt could be a problem that spirals out of control, so take care your monetary snowball is moving into the black, and not into the red, and the doom and gloom that comes with that debt.

Are you looking for a photo christmas ornament?